Letters keep coming. Calls keep coming. The balance keeps growing. If you’re facing foreclosure in Kentucky, you don’t need another warning—you need a written cash offer and a closing date that beats the bank’s clock.
Want to talk instead of type? Call or text now: (502) 794-2127
We buy Kentucky houses in trouble when owners are:
Instead of waking up to a sold-at-auction notice, you can see a clear cash number, know what your timeline could look like, and decide whether selling before foreclosure is your move.
Want the full breakdown of the Kentucky process, timelines, and other options? Open our Kentucky foreclosure help guide in a new tab while you fill this out.
A foreclosure isn’t just about losing a house. It can hit your credit, your ability to rent, and your peace of mind for years. Here’s what waiting too long can really mean.
Doing nothing is still a decision—it just hands control to the lender and the court. The sooner you pick a direction (fight to keep it or sell it on your terms), the more options you keep on the table.
We’re not here to scare you—you already feel the pressure. Our role is simple: give you a fast, as-is cash option for your Kentucky house so you can decide if selling before foreclosure is better than letting the bank finish what it started.
Behind on payments, rough shape, bad tenants, code issues—this is what we see every day. No repairs, no cleaning, no showings. We look at the real condition and factor everything into the offer.
Once we understand your payoff and timeline, we work with Kentucky title companies to close as fast as the paperwork allows. Sometimes that’s days. Sometimes it’s a few weeks. Either way, the goal is to beat your deadline, not miss it.
You’ll see a written cash offer and an estimated closing window you can stack next to the information on our Kentucky foreclosure help page. Then you decide: keep fighting to save the house or accept a sale that stops the process.
When things are this serious, you deserve to know who you’re talking to. We work with Kentucky title companies and we’re comfortable coordinating with your lender, counselor, or attorney so you’re not trying to manage this alone.
“The sale date was set and we were out of options. Getting a clear number, seeing the timeline, and closing with a local title company let us walk away without a foreclosure on our record.” Kentucky homeowner · Sold before the auction date
“We brought their offer to our counselor and attorney, asked a ton of questions, and still didn’t feel pressured. It was just another option on the table—one that actually made sense.” Louisville-area owner · Behind on payments, needed out
We focus on buying the property and getting you to a clean closing—not replacing your legal or financial advice. You can even send your counselor or attorney straight to our Kentucky foreclosure guide so everyone is working from the same information.
Check our BBB profile, ask questions, and make sure you feel comfortable before making a move.
While you keep talking with your lender, counselor, or attorney, here’s what it looks like to also line up a cash offer on your Kentucky property so you’re not depending on one path.
Share the property, how far behind you are, and whether there’s a sale date on the calendar. The more honest you are about timing, the more realistic we can be about what’s possible.
We review the house as-is and send you a clear number plus an estimated closing range based on your payoff and title work. You can show it to your counselor, lender, or attorney.
If it makes sense, we move toward a closing with a Kentucky title company before the sale date. If it doesn’t, you keep the offer as data and continue with whatever path feels right—no pressure.
For a deep dive into loan workouts, short sales, and more, use this together with our Kentucky foreclosure help page.
This form gives us what we need to look at your property and send you a clear cash number. You’re not agreeing to anything by filling it out—you’re just seeing what selling before foreclosure could realistically look like.
If you need to study every option, open this in one tab and our Kentucky foreclosure guide in another. Information first, decision second.
It depends on your payoff, the title report, and how close your sale date is. Sometimes we can move in a matter of days; other times it takes a few weeks. The sooner you reach out, the more likely it is that timelines will work. If your deadline is extremely tight, we’ll be honest about what’s realistic.
In many cases, yes—if the sale closes before the foreclosure sale and pays off what is owed (or the lender agrees to the payoff). You should confirm payoff and timing with your lender or attorney. Our role is to move quickly with a clear number and a local title company.
No. We are direct buyers, not agents representing you on the open market. There are no real estate commissions when you sell directly to us. We make our money by buying, improving, or repositioning properties after closing.
That’s okay. Many owners visit our Kentucky foreclosure help page first, talk with a counselor or attorney, then come back here when they’re ready to see a number. Getting information doesn’t lock you into anything.
We buy in Louisville, Lexington, Bowling Green, Northern Kentucky, and many smaller towns across the state. If the property is in Kentucky and you’re worried about foreclosure, share the address on the form and we’ll let you know quickly if it’s a fit.
